Loan Officers Salary in Santa Cruz, CA

BLS Occupational Employment & Wage Statistics • May 2025 • Santa Cruz-Watsonville, CA

Median annual salary $65,430 -11.8% vs national
Median hourly $31.46
10th percentile $34,280
90th percentile $126,470
Employed locally 80
National median $74,180

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Loan Officers
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Santa Cruz, CA
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    Salary percentile breakdown

    10th
    $34,280
    25th
    $39,000
    50th (median)
    $65,430
    75th
    $90,290
    90th
    $126,470

    Santa Cruz economic context

    Unemployment rate 5.90% 2024 annual avg • BLS LAUS
    Median household income $109,266 2023 • Census ACS
    Loan Officers salary vs area income 60% Median Loan Officers salary is 40% below the area median household income

    Top-paying metros for Loan Officers

    Metro areaMedian salary
    Elmira, NY $106,430
    New York-Newark-Jersey City, NY-NJ $102,540
    District of Columbia $102,200
    New York $98,940
    Northern Vermont nonmetropolitan area $97,410
    Des Moines-West Des Moines, IA $97,000

    Nearby metros — Loan Officers salary comparison

    Metro areaMedian salary
    Salinas, CA $95,960
    Boston-Cambridge-Newton, MA-NH $94,850
    San Francisco-Oakland-Fremont, CA $94,110
    San Jose-Sunnyvale-Santa Clara, CA $81,990
    El Centro, CA $80,360
    Los Angeles-Long Beach-Anaheim, CA $80,340

    Related occupations in Santa Cruz, CA

    OccupationMedian salary
    Accountants and Auditors $83,070
    Business Operations Specialists, All Other $78,770
    Management Analysts $101,930
    Project Management Specialists $102,160
    Market Research Analysts and Marketing Specialists $76,440
    Human Resources Specialists $81,280

    Frequently asked questions

    How much do Loan Officers make per hour in Santa Cruz?

    The median hourly wage for Loan Officers in Santa Cruz, CA is $31.46, based on BLS OEWS 2025 data. Top earners (90th percentile) make $65.74 or more per hour.

    Is Santa Cruz above or below average for Loan Officers salaries?

    The median Loan Officers salary in Santa Cruz, CA is 11.8% below the national median of $74,180. The national figure is from BLS OEWS 2025 data covering all US metropolitan areas.

    What is the entry-level salary for Loan Officers in Santa Cruz?

    Entry-level Loan Officers (10th percentile) earn around $34,280 per year in Santa Cruz, CA. The 25th percentile — typically workers with 1–3 years of experience — earn approximately $39,000.