Insurance Sales Agents Salary in Charlotte, NC-SC

BLS Occupational Employment & Wage Statistics • May 2025 • Charlotte-Concord-Gastonia, NC-SC

Median annual salary $61,180 +1.3% vs national
Median hourly $29.42
10th percentile $36,260
90th percentile $135,040
Employed locally 6,120
National median $60,370

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Insurance Sales Agents
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    In Charlotte, NC-SC, insurance sales agents typically earn a median annual salary of $61,180, which slightly exceeds the national median for this occupation at $60,370. This positions their earnings below the area's median household income of $80,201, indicating that while these professionals earn a respectable wage within their field, they may still fall short when compared to broader local economic standards. The hourly rate for insurance sales agents in this region stands at $29.42, reflecting their compensation on an hourly basis and providing insight into potential earnings fluctuations based on work hours.

    The salary spectrum for entry-level versus experienced insurance sales agents reveals significant variances driven by factors such as experience, commission structures, and client base size. At the 10th percentile, beginning salaries are approximately $36,260, while more seasoned professionals can earn up to $135,040 at the 90th percentile. The disparity between these figures is further illustrated by median earnings of $40,070 for those at the 25th percentile compared to $83,420 for agents at the 75th percentile. This broad range underscores the impact of experience and sales performance on earning potential within this field, where increased expertise and established client relationships often lead to substantially higher compensation.

    Salary percentile breakdown

    10th
    $36,260
    25th
    $40,070
    50th (median)
    $61,180
    75th
    $83,420
    90th
    $135,040

    Charlotte economic context

    Unemployment rate 3.60% 2024 annual avg • BLS LAUS
    Median household income $80,201 2023 • Census ACS
    Insurance Sales Agents salary vs area income 76% Median Insurance Sales Agents salary is 24% below the area median household income

    Frequently asked questions

    How much do Insurance Sales Agents make per hour in Charlotte?

    The median hourly wage for Insurance Sales Agents in Charlotte, NC-SC is $29.42, based on BLS OEWS 2025 data. Top earners (90th percentile) make $74.38 or more per hour.

    Is Charlotte above or below average for Insurance Sales Agents salaries?

    The median Insurance Sales Agents salary in Charlotte, NC-SC is 1.3% above the national median of $60,370. The national figure is from BLS OEWS 2025 data covering all US metropolitan areas.

    What is the entry-level salary for Insurance Sales Agents in Charlotte?

    Entry-level Insurance Sales Agents (10th percentile) earn around $36,260 per year in Charlotte, NC-SC. The 25th percentile — typically workers with 1–3 years of experience — earn approximately $40,070.