Personal Financial Advisors Salary in Charlotte, NC-SC

BLS Occupational Employment & Wage Statistics • May 2025 • Charlotte-Concord-Gastonia, NC-SC

Median annual salary $99,440 -2.6% vs national
Median hourly $47.81
10th percentile $49,760
90th percentile $222,260
Employed locally 4,850
National median $102,140

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Personal Financial Advisors
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Charlotte, NC-SC
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    In Charlotte, NC-SC, a Personal Financial Advisor earns a median annual salary of $99,440, which is slightly below the national median of $102,140 for this occupation. When compared to the local median household income of $80,201, it's clear that personal financial advisors in this area earn significantly more than the typical household. This discrepancy underscores the specialized skills and expertise required in financial advisory roles, positioning these professionals well above the average earning level within the region.

    Entry-level Personal Financial Advisors in Charlotte start closer to the 10th percentile at $49,760 annually, while those with experience can reach earnings near or beyond the 75th percentile of $136,260. The substantial difference between entry-level and experienced salaries is driven by several factors, including accumulated knowledge, client base size, and performance-based incentives. Experienced advisors often manage larger portfolios and possess a more extensive network, enabling them to command higher fees and commissions. This progression reflects both the value placed on expertise in financial advisory services and the potential for significant income growth within the field as professionals advance in their careers.

    Salary percentile breakdown

    10th
    $49,760
    25th
    $74,740
    50th (median)
    $99,440
    75th
    $136,260
    90th
    $222,260

    Charlotte economic context

    Unemployment rate 3.60% 2024 annual avg • BLS LAUS
    Median household income $80,201 2023 • Census ACS
    Personal Financial Advisors salary vs area income 124% Median Personal Financial Advisors salary is 24% above the area median household income

    Frequently asked questions

    How much do Personal Financial Advisors make per hour in Charlotte?

    The median hourly wage for Personal Financial Advisors in Charlotte, NC-SC is $47.81, based on BLS OEWS 2025 data. Top earners (90th percentile) make $106.86 or more per hour.

    Is Charlotte above or below average for Personal Financial Advisors salaries?

    The median Personal Financial Advisors salary in Charlotte, NC-SC is 2.6% below the national median of $102,140. The national figure is from BLS OEWS 2025 data covering all US metropolitan areas.

    What is the entry-level salary for Personal Financial Advisors in Charlotte?

    Entry-level Personal Financial Advisors (10th percentile) earn around $49,760 per year in Charlotte, NC-SC. The 25th percentile — typically workers with 1–3 years of experience — earn approximately $74,740.